Financial planning that feels like family.
Severn Financial Advisors is an independent, family- and women-owned firm in Annapolis, providing concierge, multigenerational wealth management — where planning comes first and clients feel like friends.
More than advisors — a place you belong
The things that matter most are hard to put on paper — but they're what our clients feel every day.
Genuinely concierge
Everyone says it — we truly mean it. We coordinate and attend meetings with your other professionals: estate attorneys, CPAs, and more, so nothing falls through the cracks.
Family- & women-owned
A family-owned, women-owned firm that is truly multigenerational — with many families, we're already working with the third generation.
Planning comes first
We follow one rule: goals → plan → portfolio. We can't invest well for you until we understand your full financial picture.
Independent fiduciaries
As independent fiduciaries, our advice answers to you alone — never to a product shelf or a sales quota.
A team that cares
An enthusiastic, caring team walks with you the whole way — knowledgeable, responsive, and genuinely invested in your life.
A place that feels like home
Clients feel like friends the moment they walk in. People stop by just to say hi, and we share hugs with most of our clients. We help you feel safe, comfortable, and free to be yourself.
Advice for your whole financial life
Comprehensive Financial Planning
Your financial life is interconnected. As your financial quarterback, we coordinate retirement, tax, estate, insurance, cash flow, education, and charitable planning into one cohesive strategy — bringing clarity, confidence, and more time to focus on what matters most.
Investment Management
Once your financial plan is established, we build and manage a diversified investment portfolio designed to support your goals, risk tolerance, and long-term objectives. As CFP® professionals and fiduciaries, every recommendation is made with your best interests in mind.
Ongoing Advice & Life Planning
Life is constantly changing, and your financial plan should evolve with it. Through life's milestones and challenges, we provide ongoing guidance, a trusted partnership, and a safe place for meaningful financial conversations.
Planning is a lot like gardening
Lives are always changing and moving — so we're always planting, pruning, and tending, season after season.
Discover
Every relationship begins with a conversation. We listen to understand your goals, values, and concerns — what keeps you up at night, and what matters the most to you.
Cultivate
Together we build a comprehensive plan that reflects your goals and priorities. We discuss recommendations, answer questions, and refine until everyone feels informed, comfortable, and confident.
Implement
We coordinate the moving pieces and bring your plan to life — cash flow, investments, tax, estate, and insurance, all working together. Your investments serve your plan, not the other way around.
Grow
We think of your financial plan like a garden. As life changes, your plan should too. We provide ongoing guidance, monitoring, and thoughtful adjustments so it flourishes through every season of life.
The people in your corner
An enthusiastic, caring team walking with you every step of the way.
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Backed by Independent Financial Partners
As a client of Severn Financial Advisors, LLC, you benefit from our partnership with Independent Financial Partners (IFP). IFP provides a wide range of services — in-house compliance, marketing, technology, and business operations — allowing us to offer personalized options for your individual needs, with access to IFP's nationwide network of financial, legal, and insurance experts.
Let's start a conversation
Curious whether we're the right fit? Reach out — there's no obligation and no jargon, just a friendly conversation about your goals.
Thank you!
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