KNOWLEDGEABLE PROFESSIONALS
Prepare for the Expected and Unexpected
Our team has decades of experience serving individuals, families, and business owners. We help you anticipate and assess any potential life transitions that may come your way and create an action plan to mange your life stage needs and unforseen events.
Steven M. Roth, CLU®
Maggie Phipps
Carly James
Stephen I. James, CFP®
Jenni Beck
Wilson H. Phipps
Stephen I. James, CFP®
Stephen James is a CERTIFIED FINANCIAL PLANNER™ professional with Severn Financial Advisors, LLC. He began his financial planning career in the fall of 1986 with American Express Financial Advisors. Before this, Stephen was the airport manager for World Airways at Baltimore Washington International Airport. In the fall of 1990, Stephen recognized the need for more objectivity and independence in the financial planning process and helped to establish Chesapeake Financial Planning and Tax Services. During this time, he received his financial planning certification. In 1994, Stephen created Stephen I. James and Associates, which developed into Severn Financial Advisors, LLC, in 2008.
For more than 35 years in business, Stephen has been fully committed to the "financial planning process." In addition to contributing numerous articles and columns for local newspapers, Stephen was an instructor of financial planning for Anne Arundel Community College.
Originally from the United Kingdom, Stephen now lives in Annapolis, Maryland, and is married with two grown children – one of whom works with him at Severn Financial today. In his spare time, he enjoys reading, golfing, spending time with his family, and is an avid fan of Manchester United. Additionally, Stephen is an active member of the Rotary Club of Annapolis (Parole).
Steven M. Roth, CLU®
Steven M. Roth brings 30 years of financial service experience to Severn Financial Advisors of Annapolis. As a co-founder and managing partner of the firm, he provides his clients with quality financial, investment, and insurance planning. He assists his clients by helping to educate them and evaluating their financial situation in a comprehensive manner. He focuses on all facets of their planning needs, including investments, insurance, retirement, and estate planning. Steven is passionate about guiding people toward financial security and helping them make important decisions that will benefit their future.
A 1974 University of New Hampshire graduate, Steven received his bachelor’s degree in administration and went on to obtain his Chartered Life Underwriter® (CLU®) certification, which signifies a financial professional specializing in effective strategies for individual, business owners, and professionals in the areas of income replacement, risk management, estate planning, and wealth transfer.
Steven is dedicated to high-quality financial services because he enjoys having a positive impact on the financial future of his clients. His emphasis on honesty and integrity are key factors in working with clients and he considers it "very gratifying to be an important resource to my clients and their families." The New York City native has lived in Maryland for more than 30 years and currently resides in Annapolis with his wife, Caroline. He has been involved with the Parole Rotary Club for more than 10 years, and in his spare time enjoys playing golf, squash, and coaching soccer.
Wilson H. Phipps
Wilson H. Phipps, a native Annapolitan, has been in the financial field for more than 30 years. As one of the founding partners of Severn Financial, he gives his clients peace of mind as he guides them through the complicated world of personal finance. Wilson's mission is to provide his clients with a comprehensive program that includes all facets of their insurance planning needs.
Wilson has earned numerous honors including, The National Sales Achievement Award as well as a member of Million Dollar Round Table*
Wilson is a proud graduate of the University of Maryland where he also played lacrosse. He has strong ties in his hometown of Annapolis as he lives in downtown Annapolis with his wife, Betty. They have two grown sons, Michael and Brian, and are proud grandparents to their granddaughters, Finley, Emerson, and Mackenzie. Wilson is very active in the community and enjoys boating, golfing, coaching youth lacrosse, and attending Baltimore Ravens games.
*Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Working with this advisor is not a guarantee of future financial results. Investors should conduct their evaluation. For more information, please visit www.mdrt.org.
Jenni Beck
Office Administrator
Jenni joined Severn Financial Advisors in 2008. Jenni enjoys working with new and existing clients and strives to develop lasting relationships. Her goal is to deliver concierge-level service to all our clients. She has a bachelor’s degree in business management from the University of Maryland.
Jenni is married with three grown children whom she adores. She enjoys boating on the Chesapeake Bay and treasures her time at the beach with family and friends.
Carly James
Financial Planner
Carly James is a Financial Planner at Severn Financial Advisors. Carly holds her Series 7 and Series 66 registrations, and looks forward to pursuing her CERTIFIED FINANCIAL PLANNER™ certification.
Born and raised in Annapolis, Carly spent the first five years of her career in Washington D.C., in the nonprofit sector, working on fundraising and marketing initiatives for a variety of impactful causes. Now at Severn Financial Advisors, she enjoys learning from her father, Stephen James, and the rest of her wonderful teammates.
Most recently, she spent her time at the United Nations Foundation. Before that, Carly worked to launch the individual giving and monthly donor program at Rebuilding Together, a national housing nonprofit focused on keeping at-risk neighbors safe and healthy in their homes.
Fluent in Spanish, Carly earned a dual-major bachelor’s degree in Latin American and Hispanic studies and communications in 2014 from East Carolina University.
Outside of Severn Financial Advisors, Carly can be found teaching yoga, mindfulness and meditation, or exploring and hiking with friends and family.
Maggie Phipps
Office Administrator
Maggie Phipps joined Severn Financial Advisors in January of 2020. She is able to identify, meet, and follow through with client needs and requirements with keen attention to detail. At SFA, Maggie works side-by-side with our team of experienced financial advisors to help clients meet their financial goals.
Before joining our team, she worked at the University of Maryland for their women's lacrosse team as the director of operations and got to celebrate two National Championships with the Terps. Maggie is a proud University of Maryland alum who earned her bachelor's degree in 2010.
She lives in Annapolis with her husband, Michael, and two girls, Finley and Emerson. She enjoys boating, spening time with family and friends, and cheering on her husband at Georgetown men's lacrosse games.
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