KNOWLEDGEABLE PROFESSIONALS
Prepare for the Expected and Unexpected
Our team has decades of experience serving individuals, families, and business owners. We help you anticipate and assess any potential life transitions that may come your way and create an action plan to mange your life stage needs and unforseen events.
Steven M. Roth, CLU®
Maggie Phipps
Carly James, CFP®
Stephen I. James, CFP®
Jenni Beck
Wilson H. Phipps
Brian Phipps
Stephen I. James, CFP®
Stephen James is a CERTIFIED FINANCIAL PLANNER™ professional with Severn Financial Advisors, LLC. He began his financial planning career in the fall of 1986 with American Express Financial Advisors. Before this, Stephen was the airport manager for World Airways at Baltimore Washington International Airport. In the fall of 1990, Stephen recognized the need for more objectivity and independence in the financial planning process and helped to establish Chesapeake Financial Planning and Tax Services. During this time, he received his financial planning certification. In 1994, Stephen created Stephen I. James and Associates, which developed into Severn Financial Advisors, LLC, in 2008.
For more than 35 years in business, Stephen has been fully committed to the "financial planning process." In addition to contributing numerous articles and columns for local newspapers, Stephen was an instructor of financial planning for Anne Arundel Community College.
Originally from the United Kingdom, Stephen now lives in Annapolis, Maryland, and is married with two grown children – one of whom works with him at Severn Financial today. In his spare time, he enjoys reading, golfing, spending time with his family, and is an avid fan of Manchester United. Additionally, Stephen is an active member of the Rotary Club of Annapolis (Parole).
Steven M. Roth, CLU®
Steven M. Roth brings 30 years of financial service experience to Severn Financial Advisors of Annapolis. As a co-founder and managing partner of the firm, he provides his clients with quality financial, investment, and insurance planning. He assists his clients by helping to educate them and evaluating their financial situation in a comprehensive manner. He focuses on all facets of their planning needs, including investments, insurance, retirement, and estate planning. Steven is passionate about guiding people toward financial security and helping them make important decisions that will benefit their future.
A 1974 University of New Hampshire graduate, Steven received his bachelor’s degree in administration and went on to obtain his Chartered Life Underwriter® (CLU®) certification, which signifies a financial professional specializing in effective strategies for individual, business owners, and professionals in the areas of income replacement, risk management, estate planning, and wealth transfer.
Steven is dedicated to high-quality financial services because he enjoys having a positive impact on the financial future of his clients. His emphasis on honesty and integrity are key factors in working with clients and he considers it "very gratifying to be an important resource to my clients and their families." The New York City native has lived in Maryland for more than 30 years and currently resides in Annapolis with his wife, Caroline. He has been involved with the Parole Rotary Club for more than 10 years, and in his spare time enjoys playing golf, squash, and coaching soccer.
Wilson H. Phipps
Wilson H. Phipps, a native Annapolitan, has been in the financial field for more than 30 years. As one of the founding partners of Severn Financial, he gives his clients peace of mind as he guides them through the complicated world of personal finance. Wilson's mission is to provide his clients with a comprehensive program that includes all facets of their insurance planning needs.
Wilson has earned numerous honors including, The National Sales Achievement Award as well as a member of Million Dollar Round Table*
Wilson is a proud graduate of the University of Maryland where he also played lacrosse. He has strong ties in his hometown of Annapolis as he lives in downtown Annapolis with his wife, Betty. They have two grown sons, Michael and Brian, and are proud grandparents to their granddaughters, Finley, Emerson, and Mackenzie. Wilson is very active in the community and enjoys boating, golfing, coaching youth lacrosse, and attending Baltimore Ravens games.
*Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must be in good standing of a Professional Association which has met the following criteria: in existence at least 2 years, have 100 or more members, must be a nonprofit organization, must have a code of ethics and an effective means of dealing with breaches of its code. Members must also adhere to the MDRT Code of Ethics. Working with this advisor is not a guarantee of future financial results. Investors should conduct their evaluation. For more information, please visit www.mdrt.org.
Jenni Beck
Office Administrator
Jenni joined Severn Financial Advisors in 2008. Jenni enjoys working with new and existing clients and strives to develop lasting relationships. Her goal is to deliver concierge-level service to all our clients. She has a bachelor’s degree in business management from the University of Maryland.
Jenni is married with three grown children whom she adores. She enjoys boating on the Chesapeake Bay and treasures her time at the beach with family and friends.
Carly James, CFP®
Financial Planner
As a CERTIFIED FINANCIAL PLANNER™ professional at Severn Financial Advisors, Carly provides holistic financial planning and investment services to individuals, families, and business owners.
She feels strongly in giving people back time and the ability to feel to feel comfortable with their affairs when life starts feeling chaotic and fast. She works closely with clients to ensure they are prepared with a plan and can focus on what is truly important in front of them: memories with loved ones.
After working in the nonprofit industry in Washington DC for five years, Carly joined Severn Financial Advisors and with much enthusiasm pursued her advanced education. The CFP® is the highest credential in the financial planning industry and Carly is proud to be one of the 23% of women CFP® in the country.
Fluent in Spanish, Carly earned a dual-major bacelor's degree in Latin American and Hispanic studies and Communications & Media Studies from East Carolina University.
Outside of Severn Financial Advisors, Carly can be found teaching yoga, mindfulness and meditation at Yoga Factory in Annapolis, Maryland. She enjoys the overlap of providing individuals a safe and comfortable space to be themselves, whether its on the mat or in financial planning meetings.
As a resident of Annapolis, Carly enjoys being outdoors and traveling with her fiancé Evan, friends and family.
Maggie Phipps
Office Administrator
Maggie Phipps joined Severn Financial Advisors in January of 2020. She is able to identify, meet, and follow through with client needs and requirements with keen attention to detail. At SFA, Maggie works side-by-side with our team of experienced financial advisors to help clients meet their financial goals.
Before joining our team, she worked at the University of Maryland for their women's lacrosse team as the director of operations and got to celebrate two National Championships with the Terps. Maggie is a proud University of Maryland alum who earned her bachelor's degree in 2010.
She lives in Annapolis with her husband, Michael, and two girls, Finley and Emerson. She enjoys boating, spening time with family and friends, and cheering on her husband at Navy men's lacrosse games.
Brian Phipps
Paraplanner
Brian, a native of Annapolis, MD is the most recent member of our Severn Financial Advisors team. He is diligently studying for his Series 7 and 66 and learning to become an advisor with the help and experience of our SFA staff. Prior to joining the team, Brian spent the last 9 years as a history teacher in the Learning Resource Center as well as the Head Lacrosse Coach at Archbishop Spalding High School.
Brian has always been passionate about working with people to help them achieve their goals. Previous to working at Spalding, he spent 4 years at the college level coaching at the University of Maryland and Georgetown University. Brian graduated from the University of Maryland in 2010 with a Bachelor of Arts. He was also a decorated men’s lacrosse player who was an Academic All-American and NCAA All-American.
Currently he is in his 14th professional lacrosse season, playing in the Premier Lacrosse League for the Whipsnakes LC. He has previously played for the Ohio Machine and a local favorite, the Chesapeake Bayhawks. He lives in Annapolis with his wife, Caitlyn, and his daughter Mackenzie. Caitlyn is a lacrosse coach at the University of Maryland. When he’s not working, Brian enjoys playing golf, boating, spending time with his family and working with young lacrosse players at various camps.
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